Home dashboard
Bring debt-free timing, financial momentum, calendar context, recent activity, and the next useful action into a customizable overview.
Features
Debt tracking, bill planning, and payoff tools in one app.
Track credit cards and loans, organize recurring bills, review monthly payments, and open a dedicated planner or calculator when you want to test a payoff idea.
App screen shown with demo data.
The daily system
Five focused views keep debts, bills, and payments understandable.
See the trajectory
Credit card and loan tracker
Track credit cards and loans with balances, APRs, credit limits, minimum payments, payoff dates, history, and detailed account actions.
Bill organizer and reminders
Keep recurring bills, categories, due dates, reminders, and paid status separate from debt balances.
Monthly payment tracker
Review debts and bills together by month, including what is upcoming, what is complete, and what remains.
Financial Tools
Open dedicated planners and estimators for paycheck timing, credit scenarios, extra payments, and payoff strategy comparisons.
Financial Tools
Debt payoff calculators and planners for a closer look.
Each tool keeps its own inputs and results together. Estimates stay clearly separated from official account information.
Paycheck Planner
Map expected income timing against debt and bill due dates so the pressure around each check is easier to understand.
Educational Credit Score Estimator
Explore how credit utilization, account age, payment history, and new-account scenarios may influence an educational estimate.
Extra Payment Impact Calculator
Compare debt payoff timing and interest estimates when additional money is applied to the current plan.
Debt Snowball vs Avalanche
Compare payoff order, time, interest, momentum, and a custom priority so the strategy tradeoffs are visible side by side.
Financial tools provide educational estimates. Confirm balances, APRs, credit details, due dates, and payment information with the institutions that maintain the official records.
Context and guidance
Ask Zyro about the financial information already organized in the app.
Zyro can help summarize activity, explain payoff scenarios, compare payment choices, and surface useful context from saved records and structured tool results.
- Review payment and recent-activity context
- Explore extra-payment and utilization scenarios
- Understand strategy tradeoffs in plain language
Zyro may make mistakes. Important financial information should be verified with official statements, reports, and qualified professionals.
Example conversation using demo data.
Planning principles
Helpful context, kept concise.
Minimum payments protect status, but can extend payoff time.
Interest and a declining minimum can make progress feel slower than expected.
Balance and limit work together.
Credit utilization depends on both the reported balance and available revolving credit.
Bills and debts need different workflows.
A recurring service bill is tracked for timing; a debt also carries principal, interest, and payoff progress.
Calendar context reduces surprises.
Viewing due dates near paycheck timing helps make monthly payment pressure more visible.
Why focused matters
Not a generic budget dashboard.
SpreadsheetsFlexible, but require manual formulas and upkeep.
Broad budget appsUseful for spending categories, often noisier for payoff work.
Debt OrganizerDebts, bills, due dates, reminders, history, and payoff context.
App preview
See Debt Organizer in action.
Explore real app screens with demo data before downloading.
Showing 1–3 of 10
